At ODM Financial we put you our client at the centre of everything we do. We are client focused rather than product focused.
We believe it is vitally important that we understand your overall financial situation so that every financial action we agree on, supports your overall financial plan.
ODM Financial recommends that every client avails of our unique 6 step personal financial review program : ODM ASPIRE
ODM Financial as Independent Financial Advisors guarantee you access to the most competitive and appropriate products in the marketplace.
Questions for you
- Do you have sufficient health insurance cover in place for you and your family?
- Would your family have sufficient income to cover expenses in the event of your death?
- Do you have appropriate cover in place to protect you and your family in the event of you getting a serious illness or having an accident?
- Are your investments appropriate to your life stage and do they reflect your attitudes to risk?
- Are your investments suitable diversified to protect you against a sudden shock in a particular sector?
- Did you know that your pension qualifies for up to 41% tax relief*?
- Are you making the most of your pension opportunities?
- Is your mortgage rate competitive? When was the last time you checked?
- Do you need assistance in organising finance? Commercial, investment or residential?
At ODM Financial we offer comprehensive professional advice in any or all of the following areas:
- Protecting your lifestyle and loved ones with Income Protection, Critical Illness Cover, Health Insurance or Life Assurance.
- Saving and investing for your future.
- Planning for your children's education.
- Planning for your retirement with a pension.
- Advice on tax efficient pension planning.
- Business insurance including Keyman Insurance, Co-Directors Insurance and Pension Term Insurance.
- Arranging commercial finance.
- Independent mortgage advice with access to more than 100 mortgage products.
- Competitive buildings and contents insurance.
- Inheritance tax planning.
* Maximum tax relief rate applicable as at February 2011.